All calculators
Debt payoff calculator: snowball vs avalanche
Free debt payoff calculator. Enter your debts, pick snowball or avalanche, and see your debt-free date and total interest.
Credit card payoff calculator
See how many months it takes to pay off a credit card and how much interest you pay, or find the payment needed to be debt-free by a date.
50/30/20 budget calculator
Split your take-home pay into needs, wants and savings with the 50/30/20 rule. Free and instant.
Savings goal calculator
Find how much to save each month to reach a goal by a deadline, including interest from a high-yield savings account.
Emergency fund calculator
Work out your emergency fund target (3 to 12 months of expenses) and how long it will take to save it.
Want the full debt payoff planner?
Spreadsheet with up to 10 debts, snowball/avalanche switch, debt-free date, charts, and printable trackers. Works in Excel and Google Sheets.
Not financial advice. These tools are for planning only. Numbers are illustrative; your lender's statements control.